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Calculate your South African income tax for the 2026/2027 tax year. Includes tax brackets, rebates, and medical tax credits based on official SARS rates.
Tax Year: 1 March 2026 – 28 February 2027
Step 1: Apply the tax bracket rates to your taxable income
Step 2: Subtract rebates (Primary: R17,820 for all)
Step 3: Subtract medical tax credits (R376/month per member for first 2)
| Income Range | Rate |
|---|---|
| R 0 – R 245 100 | 18% |
| R 245 101 – R 383 100 | 26% |
| R 383 101 – R 530 200 | 31% |
| R 530 201 – R 695 800 | 36% |
| R 695 801 – R 887 000 | 39% |
| R 887 001 – R 1 878 600 | 41% |
| R 1 878 601 – + | 45% |
Scenario: Sbu earns R450,000 per year, is 34 years old, and has 2 people (himself + 1 dependent) on medical aid.
For 2026/2027, the threshold is R99,000 if you're under 65, R153,250 if you're 65-74, and R171,300 if you're 75 or older.
You receive R376/month for each of the first two members on your medical aid, and R254/month for each additional member. These credits directly reduce your tax liability.
Tax deductions (like RA contributions) reduce taxable income before tax brackets are applied. Tax rebates (like the primary rebate of R17,820) directly discount your final tax bill rand-for-rand.
This calculator focuses on income tax (PAYE). UIF contributions are 1% of your salary (capped at R177.12/month) and are deducted separately from payroll.
Withdrawals from your savings pot before retirement are taxed as ordinary taxable income at your marginal tax rate and are subjected to a SARS tax directive before payout.