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Calculate the transfer duty payable when buying property in South Africa. Properties under R1,210,000 are exempt for natural persons.
Based on SARS rates effective 1 April 2025
| Property Value | Rate |
|---|---|
| R 0 – R 1 210 000 | Exempt |
| R 1 210 001 – R 1 663 800 | 3% |
| R 1 663 801 – R 2 329 300 | 6% |
| R 2 329 301 – R 2 994 800 | 8% |
| R 2 994 801 – R 13 310 000 | 11% |
| R 13 310 001 – + | 13% |
Companies and trusts pay a flat rate of 6% on all property transfers.
For a property valued at R 2 500 000:
Property Price: R2,500,000 (Natural Person)
• R0 to R1,210,000 @ 0% = R0
• R1,210,001 to R1,663,800 (R453,800 @ 3%) = R13,614
• R1,663,801 to R2,329,300 (R665,500 @ 6%) = R39,930
• R2,329,301 to R2,500,000 (R170,700 @ 8%) = R13,656
Total SARS Transfer Duty: R67,200 (Effective rate: 2.69%).
The purchaser (buyer) is legally responsible for paying transfer duty to SARS via the conveyancing attorney prior to registration at the Deeds Office.
Under SARS rates effective 1 April 2025, natural persons buying residential property valued up to R1,210,000 pay zero (0%) transfer duty.
No. When acquiring from a VAT-registered property developer, Value-Added Tax (VAT at 15%) is included in the purchase price, and transfer duty does not apply.
Transfer duty must be paid within 6 months from the date of the sale agreement. Conveyancing attorneys collect and pay this before lodgement.